PRIVACY POLICY

ContinuumFI LLC (“ContinuumFI”) knows that you care about how your personal information is used and shared, and takes your privacy seriously. Please read the following to learn more about our Privacy Policy. By visiting ContinuumFI’s website at http://www.continuumfi.com(“continuumfi.com”), or using any of our services or products, you acknowledge that you accept the practices and policies outlined in this Privacy Policy.

What Does This Privacy Policy Cover?

This Privacy Policy covers ContinuumFI’s treatment of personally identifiable information ("Personal Information") ContinuumFI gathers when you are accessing continuumfi.com and when you use our services. This policy does not apply to the practices of companies that ContinuumFI does not own or control, or to individuals ContinuumFI does not employ or manage.

What Personal Information Does ContinuumFI Display or Collect?

The information we gather from users enables us to personalize and improve our services, and to allow our users to set up a user account and profile that can be used to interact with other users through continuumfi.com. In connection with continuumfi.com, we may request and display some personal information to other users and visitors of continuumfi.com,which allows users to identify each other. We collect the following types of information from our users.

PERSONAL INFORMATION YOU PROVIDE TO US:

We receive and store any information you enter on continuumfi.com or provide to us in any other way. The types of Personal Information collected may include your name, gender, e-mail address,cell phone number, occupation, hometown, college, personal interests, and information about your use of the services on continuumfi.com. You may choose not to provide us with certain information, but then you may not be able to take advantage of many of our special features. The Personal Information you provide is used for such purposes as responding to your requests for certain information, products and services, customizing the advertising and content you see, and communicating with you about specials and new features. You may modify or remove your personal information at any time by logging into “My Account”and accessing features to edit your profile and account information.

PERSONAL INFORMATION COLLECTED AUTOMATICALLY:

·       We receive and store certain types of information whenever you interact with continuumfi.com or obtain services from us. ContinuumFI automatically receives and records information on our server logs from your browser including your IP address, ContinuumFI cookie information, and the page you requested. We also record the details of your transactions on continuumfi.com.

·       Generally, our service automatically collects usage information, such as the numbers and frequency of visitors to our site and its components, similar to TV ratings that indicate how many people watched a particular show. ContinuumFI only uses this data in aggregate form, that is, as a statistical measure, and not in a manner that would identify you personally. This type of aggregate data enables us to figure out how often users use parts of continuumfi.com or services so that we can make continuumfi.com appealing to as many users as possible, and improve those services. As part of this use of information, we may provide aggregate information to our partners about how our users, collectively, use our site. We share this type of statistical data so that our partners also understand how often people use their services and continuumfi.com, so that they, too, may provide you with an optimal online experience.

EMAIL COMMUNICATIONS:

We often receive a confirmation when you open an e-mail from ContinuumFI if your computer supports this type of program. ContinuumFI uses this confirmation to help us make e-mails more interesting and helpful. We also compare our user list to lists received from other companies, in an effort to avoid sending unnecessary messages to our users.

We use email addresses to send you the Alerts or newsletters you’ve requested, to answer the email we receive and to communicate with you about publications and other content or services which you have told us you would be interested in hearing about. 

WHAT ABOUT COOKIES?

·      Cookies are alphanumeric identifiers that we transfer to your computer’s hard drive through your browser to enable our systems to recognize your browser and tell us how and when pages in our site are visited and by how many people. Most browsers have an option for turning off the cookie feature, which will prevent your browser from accepting new cookies, as well as (depending on the sophistication of your browser software) allowing you to decide on acceptance of each new cookie in a variety of ways. We strongly recommend that you leave the cookies activated, however, because cookies enable you to take advantage of some of ContinuumFI.com’s features.

·       Ads appearing on ContinuumFI.com may be delivered to users by our advertising partners, who may set cookies.These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by ContinuumFI and does not cover the use of cookies by any advertisers.

THE WAY WE USE INFORMATION

We use your personal information to provide requested information and services to you and to help ensure that the information we provide to you is relevant to your specific needs. 

When you buy something, your information will be stored on our system to complete the buying process. It must be shared with an outside party in order to verify your credit card information. We also record information about your questions to us and your purchases so that we and you can keep track of what you’ve asked about or ordered directly on our site. Additionally, we may need to contact you about your questions and/or your orders. 

We do not share, sell, rent, or trade personal identifiable information with third parties for their promotional purposes.  

We do use agents, service providers and other third parties to provide some services on our site. These companies do not retain, share, store or use personally identifiable information for any other purposes then those described below: 

Service Providers

Shipping: 
We utilize an outside shipping service provider to fulfill hard copy orders. These orders will be shipped to you directly from this / these providers. In these cases, the shipping company receives your contact information. 

Credit Card Processing: 
When you buy something with a credit card, we use a credit card processing service provider to verify your credit card and bill you.

Tracking Service: 
A third party tracking service provider may set cookies on our website to help us track to what extent sales are being generated from various marketing efforts. This information is only used in the aggregate. We do not link the information we store in cookies to any personally identifiable information you submit while on our site. 

Also, our third party tracking service employs a software technology called clear gifs (a.k.a. Web Beacons/Web Bugs), that help us better manage content on our site by informing us what content is effective. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of website users. The main difference between the two is that clear gifs are invisible on the page and are much smaller, about the size of the period at the end of this sentence. Clear gifs are tied to users’ personally identifiable information but are used only by continuumfi.com to determine the effectiveness of various marketing programs. 

Digital Rights Management: 
We may utilize a third party Digital Rights Management(DRM) software company to provide copyright protection to certain downloadable content sold and distributed through continuumfi.com and finews.  In order to provide you access to the protected content purchased through continuumfi.com we provide information necessary to authenticate you as an approved user of the copyrighted material you purchased.

You hereby consent to our sharing of Personal Information for the above purposes.

USER PROFILES

User profile information including user ID and location may be displayed to other users to facilitate user interaction within continuumfi.com.

COMMUNICATION IN RESPONSE TO USER SUBMISSIONS

As part of continuumfi.com and Services, you may receive from ContinuumFI and other users e-mail and other communication relating to your User Submissions. You acknowledge and agree that by posting such User Submissions, ContinuumFI and other users may send you e-mail and other communication that they determine in their sole discretion relate to your User Submissions.

BUSINESS TRANSFERS

In some cases, we may choose to buy or sell assets. In these types of transactions, user information is typically one of the business assets that is transferred. Moreover, if ContinuumFI, or substantially all of its assets were acquired, or in the unlikely event that ContinuumFI goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquiror may continue to use your Personal Information as set forth in this policy.

PROTECTION OF CONTINUUMFI AND OTHERS

We may release Personal Information when we believe in good faith that release is necessary to comply with the law; enforce or apply our Conditions of Use and other agreements; or protect the rights, property, or safety of ContinuumFI, our employees, our users, or others. This includes, without limitation, exchanging information with other companies and organizations for fraud protection.

WITH YOUR CONSENT

Except as set forth above, you will be notified when your Personal Information may be shared with third parties, and will be given the option to prevent the sharing of this information.

Is Personal Information About Me Secure?

Your ContinuumFI account Personal Information is protected by a password for your privacy and security. You need ensure that there is no unauthorized access to your account and Personal Information by selecting and protecting your password appropriately and limiting access to your computer and browser by signing off after you have finished accessing your account.

ContinuumFI endeavors to protect user information to ensure that user account information is kept private, however, ContinuumFI cannot guarantee the security of user account information. Unauthorized entry or use, hardware or software failure, and other factors may compromise the security of user information at any time. 

ContinuumFI.com contains links to other sites. ContinuumFI is not responsible for the privacy policies and/or practices on other sites. When linking to another site a user should read the privacy policy stated on that site. This Privacy Policy only governs information collected on continuumfi.com. 

Please be aware that whenever you voluntarily post information to public areas on continuumfi.com or any other public forums, such information can be accessed by the public.

What Personal Information Can I Access?

ContinuumFI allows you to access the following information about you for the purpose of viewing, and in certain situations, updating that information. This list will change as continuumfi.com changes. You may currently access the following information:

·        account information

·        user profile

·        user preferences

·        purchase history

What Other Choices Do I Have?

·      As stated previously,you can always opt not to disclose information, even though it may be needed to take advantage of certain ContinuumFI features.

·      You are able to add or update certain information on pages, such as those listed in the “What Personal Information Can I Access” section above. When you update information,however, we often maintain a copy of the unrevised information in our records.

·       You may request deactivation of your account and deletion of personally identifiable information in your account by sending an e-mail to customerservice@continuumfi.com. Please note that when your personally identifiable information is deleted we no longer have the availability to send you information or content.  Additionally, some of your information may remain in our records after deactivation of your account.

Changes to this Privacy Policy

ContinuumFI may make changes to this Privacy Policy from time to time for any reason. Use of information we collect now is subject to the Privacy Policy in effect at the time such information is used or collected. Users are bound by any changes to the Privacy Policy when he or she uses continuumfi.com after such changes have been first posted.

QUESTIONS OR CONCERNS

If you have any questions or concerns regarding privacy at continuumfi.com, please send us a detailed message to customerservice@continuumfi.com, please include "Privacy Policy Inquiry" in the subject line.